Terms of Use & Privacy Policy

 

PLEASE READ THESE TERMS OF USE CAREFULLY

AS THESE TERMS GOVERN YOUR RELATIONSHIP WITH MEGAN SUMRELL, LLC.   These terms are subject to change at any time and at the sole discretion of the Site owner and operator. Please visit the site regularly for updates.

By accessing or using this website, Megan Sumrell LLC’s (MS) services or related mobile application, social media platforms, podcasts, or other MS product or service (including, but not limited to www.megansumrell.com, on any computer, mobile phone, tablet, console or other device (collectively, “Device”), you signify that you have read, understand and agree to be bound by these Terms of Use and any other applicable law, whether or not you are a registered member of MS. MS may change these Terms of Use at any time without notice, effective upon its posting to the Entities. Your continued use of the Entities shall be considered your acceptance to the revised Terms of Use. If you do not agree to these Terms of Use, please do not use the Entities.

 

CONTENT ON THE ENTITIES

The content of the pages of the Entities is for your general information and use only. It is subject to change without notice. Your use of any information or materials on the Entities is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through these Entities meet your specific requirements.

Additionally, by accessing and using our Entities, you agree to be bound by the terms found in our Privacy Policy which can be accessed by the following link.

 

INTELLECTUAL PROPERTY

The trademarks, logos and service marks (“Marks”) displayed on the Entities, except user generated content, are the property of MS and other parties. You are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or Entities on the World Wide Web without the written permission of MS or such third party which may own the Marks. All information and content located on the Entities is protected by copyright. You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Entities for commercial or public purposes. Unauthorized use of MS may give rise to a claim for damages and/or be a criminal offense.

 

LINKS

The Entities may post or provide links to other websites by allowing you to leave these Entities to access third-party material or by bringing third-party material into the Entities via “inverse” hyperlinks and framing technology (a “Linked Entities”). MS has no discretion to alter, update, or control the content on a linked websites. The fact that MS has provided a link to a website is not an endorsement, authorization, sponsorship, or affiliation with respect to such website or its owners. There are inherent risks in relying upon, using or retrieving any information found on the internet, and MS urges you to make sure you understand these risks before relying upon, using, or retrieving any such information on a linked websites.

 

SUBMISSIONS TO THE ENTITIES

Thank you for advance in commenting on or about the Entities. That said, we do not regularly review or consider any unsolicited creative submissions or suggestions for any of our products or services. This is for a specific reason. We want to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem similar to the ideas submitted to us. So please do not send us any original creative ideas, suggestions, materials or anything that may be considered your intellectual property. To the extent you send any of this information, you hereby grant us an irrevocable license to use this information as we see fit, including but not limited to commercial purposes without monetary payment or attribution. We will not treat any communications as confidential unless we have agreed to a specific written confidentiality agreement. Further, you hereby waive all rights against us for any use or disclosure of any information submitted to us. Indeed, we will treat unsolicited submissions of our property. Accordingly, submissions to the entities will be at your own risk and if you believe that discretion is advised when making submissions.

 

DISCLAIMER

All content, products and services on the Entities, or obtained from a Entities to which the Entities is linked (a “linked website”) are provided to you “AS IS” without warranty of any kind either express or implied including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security or accuracy.

MS does not endorse and is not responsible for (a) the accuracy or reliability of an opinion, advice or statement made through the Entities by any party other than MS, (b) any content provided on linked websites or (c) the capabilities or reliability of any product or service obtained from linked websites. Other than as required under applicable consumer protection law, under no circumstance will MS be liable for any loss or damage caused by your reliance on information obtained through the Entities or a linked website, or your reliance on any product or service obtained from a linked website. It is your responsibility to evaluate the accuracy, completeness or usefulness of any opinion, advice or other content available through the Entities, or obtained from linked websites. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific opinion, advice, product, service, or other content.

The information, software, products and descriptions of services published on the Entities or a linked website may include inaccuracies or typographical errors, and MS specifically disclaims any liability for such inaccuracies or errors. MS does not warrant or represent that the content on the Entities is complete or up-to-date. MS is under no obligation to update the content on the Entities. MS may change the content on the Entities at any time without notice. MS may make improvements or changes to the Entities at any time.

 

PASSWORDS

It is your exclusive obligation to maintain and control passwords to your account. You are exclusively responsible for all activities that occur in connection with your user name and password. You agree to immediately notify MS of any unauthorized uses of your user name and password or any other breaches of security. MS will not be liable for any loss or damages of any kind, under any legal theory, caused by your failure to comply with the foregoing security obligations or caused by any person to whom you grant access to your account.

 

ALL PROMOTIONS

All promotions are subject to the terms and conditions as shown on these Entities. We reserve the right to limit quantities purchased. All promotions are for a limited period, and the dates covered by the promotion are listed on these Entities. Various promotions have minimum requirements. Those requirements are set forth as part of the online promotion description. When calculating the minimum purchase amount, we do not include charges for shipping, handling or the applicable tax.

 

ENTITIES USE RESTRICTIONS

You may use the Content only for your own non-commercial use to participate in the Entities or to place an order or purchase MS products or services. You agree not to change or delete any ownership notices from materials downloaded or printed from the Entities. You agree not to modify, copy, translate, broadcast, perform, display, distribute, frame, reproduce, republish, download, display, post, transmit or sell any Intellectual Property or Content appearing on the Entities, including User Generated Content (defined below), without MS’s prior written consent, unless it is your own User Generated Content that you legally post on the Entities. You agree not to use any data mining, robots, scraping or similar data gathering methods. Nothing in these Terms of Use shall be interpreted as granting any license of intellectual property rights to you.

 

FORUMS

A “forum” means any message board, chat room, user review forum or other interactive service appearing on any of the Sites and includes both public boards and private folders. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner. You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software or other material that contains a virus or other harmful component. We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites.

 

ORDERS

All orders placed through the Entities are subject to MS’s acceptance. This means that MS may refuse to accept or may cancel any order, whether or not the order has been confirmed, for any or no reason, and without liability to you or anyone else. If your credit card has already been charged for an order that is later cancelled, MS will issue you a refund.

 

REFUNDS

All purchases are final.  Refunds are not granted for digital courses unless they fall under the guidelines clearly stated in The TOP Program guarantee.  Other courses are not eligible for refunds.

 

NO PROFESSIONAL ADVICE

Any information contained in or made available through the Entities does not replace or substitute for the services of trained professionals. For instance, financial, medical, psychological, or legal matters are not meant to be helped or solved on the Entities. If you have symptoms that may need medical attention, you should immediately consult a doctor. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Entities. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Entities, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

 

USER GENERATED CONTENT

“User Generated Content” is communications, materials, information, data, opinions, photos, profiles, messages, notes, website links, text information, music, videos, designs, graphics, sounds, and any other content that you and/or other Entities users post or otherwise make available on or through the Entities, except to the extent the Content is owned by MS.

 

MOBILE SERVICES

The Entities contains services and features that are available to certain mobile Devices. Your carrier’s normal rates and fees apply. Not all mobile services will work with all carriers or Devices. By using MS’s mobile services, you agree that we may communicate with you by electronic means to your mobile Device and that certain information about your use of these services may be shared with us. If you change or deactivate your mobile phone number, you must promptly update your account information to ensure that we don’t send your messages to a different person.

 

NATURE OF THE ENTITIES

All products and services connected in any way to the Entities are for educational and informational purposes only. No information on any of the Entities is a promise or guarantee of results or future earnings, and the Entities do not offer any legal, medical, tax or other professional advice. Any information provided by the Entities is conceptual and should not be taken as promises for actual or future performance.   Starting and operating a business is inherently risky. Decisions based on any information presented in our products, events, services, or web site, should be done at your discretion and only with the knowledge that you could experience risk or losses as a result of your decisions. Always consult your accountant, lawyer and/ or professional advisor before making decisions related to the Entities products or services for your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance. The Entities are not a way to “get rich” quickly. There—normally—is no such thing. The Entities were created to help you build your business. As with any endeavor, building your business requires a tremendous effort from you personally. The Entities are meant to help focus and support your work, ideas, and service. Accordingly, we cannot and do not make any guarantees for your results. The Entities are focused on helping by providing content, direction, and strategies.  We are confident that the Entities can help and give you a 30-day 100% satisfaction guarantee. If you are not happy for any reason with the quality of our training, just ask for your money back in writing.

 

CONFIDENTIALITY AND NON-COMPETE

Users of the Entities agree that the tools, processes, strategies, materials and information presented on the Entities are copyrighted and proprietary, so users agrees not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Enities proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and MS will pursue legal action and full damages if these terms are violated in order to protect its rights.

 

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless MS, its affiliates, officers, directors, employees, agents, licensors and suppliers from and against all claims, losses, liabilities, expenses, damages and costs, including, without limitation, attorneys’ fees, arising from or relating in any way to your User Generated Content, your use of Content, your use of the Entities, your conduct in connection with the Entities or with other Entities users, your submissions, or any violation of these Terms of Use, any law or the rights of any third party.

 

WARRANTY DISCLAIMER

MS is not responsible or liable for any User Generated Content or other Content posted on the Entities or for any offensive, unlawful or objectionable content you may encounter on or through the Entities. The Entities, User Generated Content, Content, and the materials and products on this Entities are provided “AS IS” and without warranties of any kind. To the fullest extent permitted by law, MS disclaims all warranties, express or implied, including, but not limited to, implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. MS cannot guarantee and does not promise any specific results from use of the Entities. MS does not represent or warrant that the Entities will be uninterrupted or error-free, that any defects will be corrected, or that this Entities or the server that makes the Entities available are free of viruses or anything else harmful. To the fullest extent permitted by law, MS does not make any warranties or representations regarding the use of the materials or Content in the Entities in terms of their correctness, accuracy, adequacy, usefulness, reliability or otherwise. You understand and agree that you download or otherwise obtain Content at your own risk, and that you will be solely responsible for your use and any damage to your mobile Device, computer system or other Device in which you access the Entities, loss of data or other harm of any kind that may result. MS reserves the right to change any and all Content and other items used or contained in the Entities at any time without notice. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.

 

LIMITATION OF LIABILITY

MS SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING FOR ANY LOMS PROFITS OR LOMS DATA, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS ENTITIES OR THE PERFORMANCE OF THE PRODUCTS PURCHASED THROUGH THE ENTITIES OR THE CONDUCT OF OTHER ENTITIES USERS (WHETHER ONLINE OR OFFLINE) OR ATTENDANCE AT A MS EVENT OR ANY USER GENERATED CONTENT, EVEN IF MS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE ENTITIES. YOUR ONLY REMEDY AGAINST MS FOR USE OF THE ENTITIES OR ANY CONTENT IS TO MSOP USING THE ENTITIES. THAT SAID, IF MS IS FOUND TO BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS WHICH IS IN ANY WAY CONNECTED WITH YOUR USE OF THIS ENTITIES OR ANY CONTENT, MS’S LIABILITY SHALL NOT EXCEED US $100.00. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

 

SEVERABILITY

If any provision in these Terms of Use is held invalid, the remainder of these Terms of Use shall continue to be enforceable. If any provision in these Terms of Use is deemed unlawful, void or unenforceable, then that provision is deemed severable from these Terms of Use and the remaining provisions are still valid and enforceable.

 

 

TERMINATION

MS reserves the right in its sole discretion to terminate your account, delete your profile and any of your User Generated Content, and restrict your use of all or any part of the Entities for any or no reason, without notice, and without liability to you or anyone else. MS also reserves the right to block users from certain IP addresses or Device numbers and prevent access to the Entities. You understand and agree that some of your User Generated Content, such as that which is displayed outside your profile, in activity feeds, in other parts of the Entities, or on other Entities (e.g., Facebook, Twitter, Google, etc), may continue to appear on the Entities or on other Entities even after your User Generated Content is removed or your account is terminated. These Terms of Use remain in effect even after your account is terminated. The Terms of Use relating to Intellectual Property, Indemnification, User Interaction Disclaimer, Warranty Disclaimer, Limitation of Liability, Miscellaneous, Severability and terms that by their nature may survive termination shall survive any termination

 

 

Internet Commerce

The online registration at Provider is designed to give you options concerning the privacy of your credit card information, name, address, e-mail and any other information you provide us. Provider is committed to data security with respect to information collected on our site.

 

Security of your Personal Information

Provider strictly protects the security of your personal information. We carefully protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.

Your personal information is never shared outside the company without your permission, except under conditions explained above and in the terms of use. Inside the company, data is stored in password-controlled servers with limited access.

You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your username and password, so do not share these with others.

When collecting or transferring sensitive data such as credit card and personal information, all of our processing and security is performed through Stripe or Paypal, which has its security. Credit card numbers are only used for processing payment and are not used for other purposes. Our efforts to protect credit card fraud help protect your financial data security. You specifically waive and release all rights and remedies against us for any claims that arise out of Stripe or Paypal’s conduct or system.

 

Access to your Personal Information

We will provide you with the means to ensure that your personal information is correct and current. You may review and update this information at any time by logging into your account.

To protect your privacy and security, we will also take reasonable steps to verify your identity, such as password and username, before granting access to your data.

 

 

Use of Cookies

Our Entities are not setup to track, collect or distribute personal information. Our Entities do generate certain kinds of non-identifying usage data, such as number of hits and visits to our sites. This information is used for internal purposes only. The statistics contain no personal information and cannot be used to gather such information.

 

Problems or complaints with Provider’s Privacy Policy

We value your comments and opinions. If you have questions, comments or a complaint about compliance with this privacy policy you may contact us.